Terms & Conditions

Welcome to Buzz-india. By accessing and using our platform, you agree to comply with the following terms and conditions. Please read them carefully before proceeding.

1. General

Buzz-india provides personal loan services through a digital platform, subject to the eligibility criteria and approval process. These terms and conditions govern the use of our website and all services offered. By using Buzz-india, you agree to be bound by these terms, as well as any updates we may make.

2. Eligibility

You must be a resident of India and at least 21 years old to apply for a personal loan. A valid Aadhaar Card, PAN Card, and proof of income are required for loan applications. Approval of loans is subject to creditworthiness, income verification, and other checks deemed necessary by Buzz-india.

3. Loan Application Process

All loan applications must be submitted online through our website. Applicants must provide accurate and complete information. Any discrepancies may result in rejection or delays. Loan approval is at the sole discretion of Buzz-india, based on internal policies and verification processes.

4. Repayment Terms

Loan repayment terms, including interest rates, tenure, and EMI amounts, will be disclosed at the time of application. Borrowers are responsible for making timely payments to avoid penalties or additional charges. Prepayment of loans is allowed but may be subject to specific terms and conditions.

5. Privacy and Data Security

Buzz-india is committed to protecting your personal information in accordance with applicable data protection laws. By using our services, you consent to the collection, storage, and processing of your data as outlined in our Privacy Policy.

6. Fees and Charges

All fees and charges associated with personal loans will be transparently disclosed during the application process. Late payment penalties and other charges may apply as per the agreed terms.

7. User Responsibilities

Users must ensure that login credentials and personal information remain confidential. Misuse of the platform, including providing false information or engaging in fraudulent activities, is strictly prohibited and may result in legal action.

8. Platform Usage

Buzz-india reserves the right to modify, suspend, or discontinue any part of its platform without prior notice. We do not guarantee uninterrupted access to our services and are not liable for technical issues or system failures.

9. Limitation of Liability

Buzz-india is not responsible for any losses or damages arising from the use of our services or decisions based on the information provided. Users assume full responsibility for their financial decisions made using our platform.

10. Governing Law

These terms and conditions are governed by the laws of India.

11. Amendments

Buzz-india reserves the right to amend these terms and conditions at any time. Users will be notified of significant changes.

12. Contact Information

For any queries or concerns, please contact us at: [email protected].